Debt free solutions – Toronto

Our supportive and caring Licensed Insolvency Trustees in Toronto can help you regain control of your finances by providing solutions to significantly reduce your debt, giving you the tools to rebuild a better, more financially secure life.

Contact us for your FREE no obligation consultation

Cori Naron, Certified Insolvency Counsellor- Toronto

As a Certified Insolvency Counsellor, an Immigrant to Canada, and someone who has successfully built her own life on her own terms, Cori applies her knowledge, natural empathy, and strong listening skills to the benefit of her clients. Active in a number of community organizations, she believes in people and treats everyone with dignity and respect. Cori shows her clients that getting their finances in order is the first step towards a better life.

Start with a free consultation where Cori will provide you with a confidential assessment of your finances. Cori will help you find the best solution for your specific financial needs and take the time to explain every step of the process, ensuring you will feel confident about your decision. We are not here to judge you we are here to help you rebuild your finances and start living the life you deserve.

Based on 102 reviews
Desiree Balkaran
17:09 07 Feb 21
I have dealt with this company before many years ago when I did my bankruptcy , and found to be very trustworthy, professional, and right at ease. No judgement, very understanding and very supportive. So of course would come to then again when this time did the debt consolidation. The staff is friendly and goes over all the details with you and answers all your questions so you know exactly what to expect and make an informative decisison. I aslo like how if I had any questions could leave a message or email the company and how promptly they answer me back. Thank you David Sklar & Associates for getting me back on the right track and living a life of debt free again. I have my freedom back thank you for all your help and support. Amen 🙏
F Volpe
05:07 11 Jan 21
Best thing I ever did! Don't let the messaging out there convince you being unable to manage your debt is shameful and a failing. Cori is amazing! She knows what she's talking about and she will guide through all your options. Everyone I've dealt with at David Sklar has been respectful and friendly. This was life changing help for me.
Maria G.
19:07 03 Jan 21
Cori, she’s very helpful and patient. She treated me with respect. She took so much time to explain to me what’s the best way to resolve my financial problem and teach me how i can save to avoid thesame problem again. Cori thank you so much.
charmedsaint charmedsaint
18:02 27 Oct 20
Davidsklar helped me to get back on my feet and put me back on the right direction. I would like to personally thank CORI NARON for helping me understand and manage my debt. Her work ethics is outstanding. . Now I’m DEBT FREE!!! Highly recommended.
Jan Aylsworth
13:58 07 Oct 20
It was 5 years ago I had an appointment with Cori Naron who changed my life for the absolute better. Her personality is outstanding. She took so much time to explain what I needed to do to better my situation. Now 5 years later I'm one payment away from being debt free. I couldn't be more grateful to Cori for her help. Thanks Cori for everything!
19:57 22 Sep 20
Hi I would like to share my experience about David Sklar & associates mostly there staff are very responsive and very efficient to help there client.they are very professional to act and to deal with problems you brought to them. They solve problems with good quality and good value.
Melanie Santos
16:38 16 Sep 20
Cori was extremely diligent, professional and helpful. Consolidating my debt was the best decision. I would recommend David Sklar & Associates Inc 10/10.
16:42 14 Sep 20
Before contacting David Sklar & Associates I was very nervous about what was going to happen to me and my lifestyle. I spoke with Cori and she walked me through my options and made sure all of the details were very clear and with no pressure added. A couple of weeks later I decided to go ahead with the proposal and since then I have felt very relieved. I am starting to rebuild and save some money for the first time in years. I would suggest this firm to anyone who needs debt consolidation.
20:21 10 Sep 20
I’ve recently had the pleasure of working with Cori towards a debt free lifestyle and let me tell you now, you cannot choose a better person to help you! No matter what your situation or how it happened Cori is non judgemental and will go above and beyond. She is very helpful and extremely knowledgeable. I feel like I have been given me a fresh start and a huge weight has been lifted. Highly recommend Cori at David Sklar & associates!
20:20 30 Aug 20
I highly recommend David Sklar and Associates. My associate Cori was absolutely wonderful. She was very responsive, knowledgeable, and supportive throughout the entire bankruptcy process. Thank you for the wonderful service.
Davy Palumbo
07:48 31 Jul 20
David Sklar & Associates helped me get my finances back on track after falling into major debt. They are very helpful and will give you advice to stay on track. Cori took personal interest in making sure I knew all my options and make the right choices for me and my own situation. Highly recommend!
Christopher Cramer
13:20 22 Jul 20
Cori Naron is such a fantastic resource. She is compassionate, a thoughtful listener, and wholly encouraging. I found myself in a terrible financial circumstance due to a relationship breakdown. I was overwhelmed with debt, and had no idea where to go. From my first visit with Cori, she explained everything simply and walked me through every step of the process with ease. My debt was reduced immensely, and six months later I'm now in the best financial position I've ever been in. I cannot recommend her enough. 🙂
Riddlah One
14:26 21 Jul 20
Cori was fantastic! She truly saved me as i was drowning in debt. If you have debt, you found the right place. Easy and Transparent process. No scams or bs.
Kyla Turner
14:03 02 Jul 20
Cori was very genuine, kind and real. I was never shamed or made to feel bad for the predicament I was in. Cori was helpful in explaining my options and what each meant in the long run. Cori was the third person I had spoke to about this. The first interviewed me over the phone and proceeded to make me feel like a number and worse Like I was inconveniencing her. The second I went to visit in a dirty office with that had a desk littered with other people’s personal information, he even showed me someone else’s 407 bill in a “look at this one” way. And then worse he shamed me about my debt, leaning back in his chair his arms clamped behind his head looking down his nose at me. So I had almost given up, was feeling deflated and then I took one final chance to meet Cori. Right off the bat she stayed late to accommodate my work schedule and immediately put me at ease and made me feel like she was there to help and be apart of my team. It’s been a year. I have a savings account. My bills are paid monthly. I made a large purchase with cash - not credit. Paid for a trip - with cash and not credit. It feels amazing to be in control of my financial health. Thanks Cori.
Lorybelle Marquez
04:04 29 Jun 20
We highly recommend Cori Naron for helping families struggling debts like us.! Cori was very professional and caring.She treats her clients extra ordinary with compassion and humility...We would recommend this company who is struggling with debt to reach out.
Voltz Castro
22:28 19 Jun 20
At David Sklar staff and associates are very welcoming and very professional. I’ve been to other places before the service and the warmth welcome is incomparable. Thats one thing you need when you dealing with financial problems is that assurance that everything would be ok . With David sklar they made me feel that way.
May Quijano
18:51 09 Jun 20
Everybody is very helpful and professional.i need the help very badly because I knew that once I retired I can't afford to pay all my bills so I went to David Sklar for help and Cori attended to me and explained the whole process.now that I am retired I don't have to worry about my bills.debt free,stress free and have peace of mind.thank you DavidSklar and Associates for your help.thank you indeed.
15:53 11 May 20
Corey was so helpful and informative on the phone. She made me feel confident in the direction she gave me regarding how to proceed with my financials
Melberto S.
13:39 11 May 20
Doubtful at first, but I heard a friend that came to them and I ended up going for my financial issues as well. Well, I do not regret it! Rather I am thankful that I did because they lifted a lot of weight from me for i was going through a lot of personal issues at that time. It has almost been a year Times are tougher than ever because of the COVID, but because of how Cori assisted me, I am able to pick up keep looking forward for my future. Thanks a lot !
Gianne Dador
19:21 06 May 20
I like miss Cori Naron because she is very accomodating, approachable and she helps me what to do to reduce my debt burden account. After I settled my account with the help of David Sklar & Associates I am now debt free and I can now plan for my future. Thank you so much Miss Cori.
mohammed alhassan
15:00 06 May 20
Thanks to David Sklar & Associates Inc.& especially to Cori who did an amazing job in helping me solve my problems. Great Customer Service and professionalism.
Ari Pollack
16:49 08 Apr 20
I sought out help from David Sklar for my mother who was a victim of a telephone scam. I had the pleasure of being helped by Cori, who epitomized professionalism, compassion, and expertise. She made sure that my mother was carefully explained how she was going to help her get relief from her situation with a consumer proposal. Cori walked us through the process and ensured that it was as stress-free as possible. Thanks to Cori we were able to come to an acceptable agreement with her debtors without having to declare bankruptcy.I would highly recommend anyone needing help with debt relief to seek out Cori or any other associate at David Sklar as they truly were a tremendous help in what could have been a devastating financial situation.
Azka Rehan
16:16 29 Feb 20
I was overwhelmed with debt and collection letters and did not know which avenue to pursue in order to find a solution, i was basically lost. I then met with Cori who took time to listen and understand my situation and found a viable solution which would work financially. I must thank Cori from the bottom of my heart for being patient and working with such passion to go above and beyond for her clients. Never at any point i felt embarrassed talking to her about my financial ordeal and it is due to her expertise and willingness to help that I am now able to move forward and start a new chapter. I would like to thank her and David Sklar for being so genuine and sincere in a place where trusting someone is so hard. Thank you so much!
Mitchell Balkaran
18:44 22 Jan 20
In a world where you don't always know what is legit and what is a fraud. You can trust David Sklar and Associates. The person who helped me was Cori and she is awesome! Very friendly very outgoing and very efficient! Cori really makes the process super easy and super simple. I would recommend her and this company to anyone in need.
myrn lim
14:13 11 Dec 19
Very nice, accommodating people that you can confide all your worst to her (Ms Cori Naron) is very helpful,a good listener and a good advisor.
Zane Melo
18:13 04 Dec 19
I just want to thank Cori for everything she has done for me..from the moment I called. From the moment I heard her voice. I knew right away this was going to be just fine. I met her and we spoke and she made sure she took care of me. This is an impressive human being with values, morals and class. She represents the company extremely well. I would like to thank you from the bottom of my heart Cori for everything you did for me you took care of me with open hands. God bless you and keep smiling 😊
Morris Comarin
21:45 11 Nov 19
David Sklar really helped me at getting debt free and Cory is a great person who help me with the process.
lyn W
05:57 31 Oct 19
Thank you for helping us David Sklar & Associates especially to Cori Naron she treated me with respect , very friendly and approachable person . Now I can sleep well and have peace of mind . Thanks a lot !!!
Greg Ubina
13:34 28 Aug 19
great help for my family and i recommending to others that this is the real deal
sinan Altay
14:47 10 Aug 19
Hi my name is Sinan Altay;I was in personal bankruptcy process with David Sklar & Associates. During this process Ms.Cori Naron from St.Clair and Bathurst location was dealing with my case. She was very professional, friendly, kind, helpful and understanding to me. I am very happy with her service and very grateful for her help.My Kindest Regards;
23:45 05 Aug 19
Excellent. Thank you a million times!It was all started with my first call, Cori Naron was amazing, courteous and professional. She got all the answer and solutions to my questions.She’s very knowledgeable and explained everything to help me the whole process on how to come up with the best possible solutions to what I’m up on that time.As of now I’m all done with my program and started my new life being debt free, stress free and building my credit score. I would extend my warmest thanks to Cori Naron and the whole team of David Sklar and Associates. I really appreciate all the help you did. It was a great experienced.⭐️⭐️⭐️⭐️⭐️
Pam Smith
11:00 04 Aug 19
I was overwhelmed with debt and embarrassed. I made an appointment with Cori. Within minutes into my appointment with Cori I felt so relieved. She made me feel comfortable.I would recommend Cori. I'm so glad I made the call. I should've done it earlier. Thanks Cori and David Sklar.
06:54 24 Jul 19
I called David Sklar and Associates back in Octobr. Cori Naron from the first time I called has been wonderful. She show me "the light at the end of the tunnel" and gave me a hope that there is a solution to my financial situatin. Cori went above and beyond to make me feel comfortable and because of You Cori I am getting back my life and most definitely seeing the bright side of things to come. Thank you so much for all your help.From the day 1 Miss Cori was very professional, treated me with great respect and understanding. She is the one who helped me to put myself back together to go through the bankruptcy. I would highly recommend visiting David Sklar's office most certainly recommend Cori to anyone who needs similar financial service. Thank You Miss Cori.
Heidi van Vlymen
13:08 26 Jun 19
Cori Naron is an amazing person. She made this decision easy and empowering. Thank you so much for helping me though this process and giving me light at the end of the tunnel.
Ariza Cayao
15:26 17 Jun 19
For Cori Naron, I don't have words to express my gratitude to her. She is very knowledgeable and very professional also know how to address their clients' needs and requirements.If you ever need help with this kind of a problem I highly recommend Cori, she is one the best.Thank you so much for everything and God Bless you.Also thank you for David Sklar and Associates.
Caroline Maximo
12:42 10 Jun 19
To ma"am Cori Naron, no words to say but a million thanks to you , because of you my life become easier,you put me away from a bad situation thank u so much. More power and may our dear Lord continue guide u and bless u more for helping other people that in needs. 😘😘😘👍👍👍👍
Branislav Rakic
14:51 15 May 19
Hands down to Cori and David Sklar midtown office at St.Clair.Quick and easy to deal with...KnowledgeableCori was fantastic.Everything was explained in detail.All the paperwork was done very professionally and the details explained again.Most importantly the whole process was not rushed and went smoothly...
Raquel Pascua
22:44 14 May 19
For cori naron, she is very knowledgeable and very professional . Thank you so much for your help . I would highly recommend visiting David Sklar’s office. Excellent service 👍
Ibtisaam Mohamed
21:40 13 May 19
Cori thank you so much for your help and the way you treat me with respect you have good personality to help others before I meet you I was in depression but now I feel relief thank you for your getting me together In my life back
Paresh Kadam
22:06 24 Apr 19
For Cori Naron, I don't have words to express my gratitude to her. She helped me out from very very bad situation. She was so understanding and so much cooperative during my whole process. I salute her for help she rendered. I wish her all the best and hope she would help hundreds and thousands like me in future too. As an Estate Administrator she is a priceless jam. ( so precious that its value cannot be determined )
Ace28 Roy
15:32 12 Mar 19
Very helpful. Corin was my agent and she's an absolute help. My proposal was seamlessly filed snd approved. I highly recommend their services. Thank you
Paul L
01:51 11 Jan 19
Cori Naron at the Midtown Office has been very knowledgeable, flexible, understanding, and genuinely keen to help me. A friend of mine, who had previously had Cori as their Trustee, suggested that I talk to her and she has truly helped me turn things around.
Mustafa Issa
16:10 10 Jan 19
I am pleased with the services I received at David Sklar & Associates Inc. The level of courtesy and professionalism Cori provided are exemplary. I recommend to anyone to utilize the services at David Sklar & Associates. They are professionals and they know how to address their clients' needs and requirements.
Santiago Pardilla
23:19 03 Jan 19
Thanks, to Cori and David sklar and Associates Inc. I'm debt free now. Thanks so much. Very helful and kind.
Lee Manyimo
02:58 10 Dec 18
When my daughter noticed that there was no way I could get over my financial troubles she arranged for a meeting for me with Cori. The honest truth is I was very apprehensive about it and thought my family was abandoning me. My first meeting with Cori was a big surprise for me She is so professional about how to remove possible anxieties in her clients. In minutes I was at home and attentively followed her explanations with interest. I could see my problems wilting away.On signing up I felt like a family member of their firm by the way I was treated by both Cori and David. I wished I had been aware of her before I went through the terrible situation I had with creditors. Cori, I want to say thank you for being so supportive, with your educative meetings, for being realistic and professional.
Joseph Cruz
03:47 06 Dec 18
Am debt free and got peace of mind. Thanks to Cori for doing excellent job. She is very professional and very knowledgeable in her stuff. I would certainly recommend her to friends and acquaintances.Jac
21:30 10 Oct 18
I was pleasantly surprised when I decided to call David Sklar for help. Everyone treated me with the utmost respect and understanding. I was assisted by Cori and she is extremely knowledgeable, understanding and gave me the right advice based on my situation. I would highly recommend anyone, who is experiencing financial difficulties, to get help from David Sklar. They are a team of dedicated professionals that will treat you with respect and understanding. I can say that after filing my consumer proposal I felt a huge relief. I’m able to sleep better and in a much better frame of mind. I encourage you to sit and discuss your financial woes with Cori at the St Clair West location. She truly is a person that will help be free from your financial worry and help you on the path to financial freedom. Thank you Cori. You’ve helped me tremendously.
Arlen Casanova
18:17 10 Oct 18
Excellent service!!! Cori Naron is very professional and gave me sound advise.
Philip Romain
18:22 04 Oct 18
This organization helped me to change my life around and get it back together. They really helped me to organize everything and give me a 2nd chance at having a successful life and getting my credit back into good standing. The most important part to me was how all of the calls stopped, they shielded me from wage garnishments and great embarrassment and harassment at work. Cori is so pleasant and really puts you to ease no matter how messy your situation. These people are 100% reliable.
Vesna Krsic
23:29 02 Oct 18
On the road to be debt free thanks to DS&A but the greatest THANK YOU to Cori. Remarkable woman, patient, knowledgeable, professional; helped me made a plan and patiently guided me through the whole process to get me out of debt. If you ever need help with this kind of a problem I highly recommend Cori, she is the best!
Susan Varilla
00:50 09 Sep 18
I was so troubled for the past few years, i keep thinking how am i gonna solve my problem, until god guide me to meet a Good And Nice people like Madam CORI NARON of DAVID SKLAR & ASSOCIATES inc.Thank you for the support and help you’ve given me.NOW I FEEL LIKE I JUST GOT OUT FROM THE JAIL, FREE LIKE A BIRD FLYING UP IN THE SKY.
Mr M
20:19 15 Aug 18
I was desperate looking for help. When Cori welcomed me @ St Clair with a big smile, I knew that I am in the right place. I can't thank you enough for being patience with me. My life will change, a new beginning and it is heart warming that when in trouble Cori is there for you and always say "I will help you". This experience will be forever in my heart. Thank you Cori.
Jason Coppaway
20:27 02 Aug 18
Cori is very professional, makes you feel at ease when making your financial decisions. You are in good hands, they are caring, respectful, integrity and most of all very patient when explaining the process of filing a proposal. They put my mind at ease and I highly recommend the services offered!! Thank you!
Ron Campagna
20:17 23 Jul 18
Down home service at its best!Cori Naron at the St. Clair branch office is truly a remarkable woman, and a gift to this company. Cori's *** Winning Personality *** makes her fun to talk with, and she shines like a bright light over the serious details. Cori maintains a positive attitude throughout the entire process, and conveys the integrity of the brand in the best possible way. She is truly an asset to the company, loves people, and clearly loves her career. I feel blessed to have met her, in my time of need.I also can not say enough about the front end of the business. I called other big name trustees, but their customer service does not compare. Andrea at Reception replied to my emails, and she really made the difference why I choose David Sklar & Associates. Andrea answered all my detailed questions quickly, and with ease. I knew right away that customer support and customer service are a high priority with this company. I never felt this with any of the other trustees I contacted.I'm now looking forward to a thorough rebuilding process of my personal finances, and I feel very fortunate that David Sklar & Associates are handling my personal bankruptcy.If you ever hit a rough patch in life, and need financial relief - they are the team you MUST call.
Jordan McCracken
14:30 28 Jun 18
It's hard not to ramble on about how Great Cori is, she understands that life gets the best of us sometimes and truly puts in 100% effort to help you rectify the situation you are facing. I can not recommend Cori enough. Do yourself a favour and at least get in for a consultation visit if you are even remotely considering using their services.
Steve Smith
19:10 04 Jun 18
When I first called David Sklar & Assoc. I didn’t have a clue about bankruptcy and when I met Ms. Naron, she took the time to explain my options.As time went on and we started the process Ms. Naron was very patient with me and continually answered any and all of my questions and concerns. If I was late sending my monthly reports she would politely call and remind me to send them in.All in all, I had an efficient and pleasant experience through out the process.I would gladly recommend your firm if asked about this unfortunate buisiness.Also if asked about Ms. Naron, I would definitely recommend her. She was very professional and at the same time, very companionate.Sincerely,Steve Smith
Dawn Quinn
17:00 25 May 18
I contacted David Sklar & Associates along with another company to look into my options for debt consolidation. I went with DS&A after reading reviews and meeting with Cori in person. The other company was asking me for money I didn’t have and none of it made any sense. Cori was able to clarify everything and made me feel very comfortable. I’m happy to be on the road to being debt free and I feel like a true weight has been lifted so that I can get back to focusing on what is important in life and not being stuck on how many payments I cannot make! I would highly recommend them!
22:29 23 May 18
I am truly grateful to have found Cori at David Sklar & Associates. She is patient, made me feel comfortable, she let me know that I am not alone and provided me with a plan to get out of debt which ultimately provided me with peace of mind. She is extremely knowledgeable, professional and personable. A true gem. I am happy to say I am now debt free. Thank you Cori!
21:24 22 May 18
David Sklar & Associates, Cori and the whole team were amazing during my insolvency from the beginning initial consultation to even the tax preparations and everything that can happen afterwards which were all dealt with in a timely fashion even after my discharge, when I needed something they were always ready and available to deal with my requests. And even though life’s little unpredictables happen to us, it’s very easy to start rebuilding credit after discharge. When I moved to Toronto from New Brunswick, this city ate me up and was faced with no other decision aside from insolvency and David Sklar and Associates gave me the fresh start I required in order to rebuild in a difficult economy, took the financial stress off my shoulders so I could concentrate on career search and development needed to compete in today’s tough marketplace. Very professional service and friends/acquaintances for life!
Ian Brown
15:36 17 May 18
Cori is a true professional. Warm, thoughtful and very engaging. She is a pleasure to work with.
Shawn Seegulam
22:55 07 May 18
David Sklar has been nothing short of fantastic, their Staff has always been professional and encouraging during what was a difficult time for me. Cory, you were and still are awesome, I cannot thank you enough for helping me take back my life! =)
James Crichton
19:26 25 Apr 18
Cori was grea, helpful and always happy to see me. She made the whole process comfortable for me.
Miles Payot
18:08 20 Apr 18
I highly recommend Miss Cori Naron as an ESTATE ADMINISTRATOR. She is very approachable and very helpful. She treat her clients with respect and will make you feel comfortable. I am very thankful for having her as my advisor.
Grace Hua
16:42 18 Apr 18
Cori is very understanding and she is very helpful. She is great!
Lawrence Sin
13:00 17 Apr 18
Excellent Services , I would recommend to everyone . With many Thanks.
Debt Free
05:23 17 Mar 18
I met Cori at the St. Clair office of David Sklar at one of the most difficult period of my life, when I did not see any way out of my debts. I cannot thank Cori enough for her help. She was very approachable and reassuring. She was very respectful and great communicator. Thanks to her help I am finally debt free and got my life back. i would give her more than 5 star, if it was possible. I highly recommend her for anyone who is having difficulty with his/her debts.
Garth Riley
00:15 17 Mar 18
Cori Naron is brilliant.I had a financial client that needed to go bankrupt. I had this email from my client.Garth thank you for introducing me to Cori from David Sklar office on St Clair.She made this bankruptcy issue not so scary at all. She was calm and precise. She educated me and did not judge me. She helped me feel ok. Life issues happens and Cori was kind and let me know everything would be ok . Today I feel like my health is getting better and I have positive plan going forward . Thank you Garth for referring me to Cori. More people should know about her .Thank you Cori for being good at what you doGarth RileyFinacial Agent
Christina Solis
18:10 13 Mar 18
Cori is very kind and she help me a lot and gave me very good advices.Highly recommend her to anyone having financial diifficulties!
D Mlbn
13:41 06 Mar 18
This review is for Cori Naron: Cori is extremely knowledgeable in her field, and as such, she has an ability to make you feel like everything is going to be okay. She does not judge you no matter what the circumstances, and if you simply do as she suggests, life will start to seem infinitely easier.
Patrick Alejo
02:24 13 Feb 18
Working with Cori was a joy. My proposal went off without issues. She made me feel comfortable and there was no judgement. I would recommend her services to anyone looking for a fresh financial start.Patrick
Kat S
02:22 08 Feb 18
This review is for Cori. She was an amazing help for my family. She was clear in presenting all the options for us. She provided excellent support and we are so grateful that she got us on to the direction we are now headed. Thank you!
H Morris
06:45 04 Feb 18
@Cori. Thank you for the knowledge and also bringing me on board to do a proposal. I now work for one of Canada's top 5 banks and if I didn't listen and make that move my dream would not be possible. @David Sklar & Associates The best!
R Reiel
19:17 20 Jan 18
After i stepped in her officed last week i was treated with respect. she’s a great communicator able to understand my financial problem. i highly Recommend ate Cori’s David and Sklar and Associates at Saint Clair West location.
Ganie Rolloda
21:48 19 Jan 18
Sometimes saying thank you is not enough to express all the gratitude I feel with ate Cori.She's been a great and big help to me and with my family She treated me with respect from the moment I stepped into their office and also A big help with my financial problems,I highly recommended ate Cori-Estate Administrator at David Sklar and associates.
Stik Flair
20:08 21 Nov 17
Cori is the best at what she does. She's both insightful and thoughtful.
Filiberto Celada
01:17 21 Nov 17
It was very clear to understand and easy to follow all the steps to be taken. I felt the support and that I wouldn't be left alone during the process of getting out of debt.
Dan Marotta
17:39 13 Nov 17
Cori has been a great help to me, she is very thorough and a great communicator. I would most certainly recommend Cori to anyone in need of similar financial services. Thank you Cori.
Carla Dumasis
15:37 13 Nov 17
Cori is very well-informed and is geniunely helpful.
Bryan McKay
19:57 10 Nov 17
Cori was extremely helpful while dealing with my case. She is very knowledgeable and I highly recommend her and David Sklar & Associates. She definitely qualifies for a 10 star rating.
Rogen Abkilan
19:33 29 Oct 17
I cannot thank enough to Cori Noran and David Sklar and Associates for helping me since the day I came in to their office. Cori is so approachable, friendly and knowledgeable , she helped me the process step by step until at the end of signing. I highly recommend Cori -Estate Administrator At David Sklar and Associates..
Terry Mitchell
03:02 25 Oct 17
During a particularly difficult period in my financial life, at the age of 68 and retired, I had occasion to seek out the advice and assistance of Cori Naron at David Sklar and Associates.. I must say that her straightforward and professional manner and wisdom helped me come to terms with the difficult decisions I had to make in order to be fair to my creditors and to myself regarding my obligations.Now that my commitments have been met I am free to enjoy the balance of my retirement years knowing that the lessons I have learned, although they should have been learned much earlier on are of great value and better late than never.Thank you especially to Cori but also to everyone involved in the arrangements made for allowing me to respond to my past and face my future with self respect and responsibility.I highly recommend that anyone facing serious financial difficulties take the time to communicate with Cori and the organization she represents. There are viable and honourable solutions available to ease the stress you might be facing.
Zoran Stanojevic
17:15 11 Oct 17
A few years ago I experienced financial difficulties. I was so fortunate to choose David Sklar & Associates to help me overcome the problem I had.I was treated with respect from the moment I stepped in into their office. Cori Naron was assigned my case and I cannot thank her enough for what shed did. Cori took into consideration every detail of my file and came up with a plan for a fresh financial start that I was very happy with.I will strongly recommend Cori Naron and David Sklar's office to anyone looking for a help in regaining financial strength.
Jo Go
15:50 14 Sep 16
Went to David Sklar at the St. Clair location years ago and had Cori Naron as an advisor. Cori is extremely knowledgeable and easy to talk to. She will help you make the right decision for your financial situation. I am now much better off financially than I could have ever imagined! Do yourself a favour and speak with Cori at David Sklar first. Tell her you were referred to her by me (she knows who I am)..
Sheri Elkadem
18:08 27 Jun 16
RE: Cori Naron, Estate AdministratorI have been going to Cori Naron of David Sklar & Associates for approximately 6 months now and I cannot over-state how absolutely wonderful my experience has been. Cori is among the most professional, most highly prepared, and most knowledgeable individuals I have ever had the privilege of knowing. I was so uneasy and uncomfortable about my situation, but Cori quickly (and quite thoroughly) explained all my options to me and immediately put me at ease. She not only comprehensively walked me through all the choices available, but she also gently guided me through the ones that would work best for me and has, since our first meeting, been constantly supportive, encouraging, and patient. I have worked with many professionals in my career, but I have never, ever encountered one as fine, decent, and full of integrity as Cori Naron. I cannot recomment her (and thus David Sklar & Associates) enough.Sherifa Elkhadem
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What is a Consumer Proposal - Toronto?

A Consumer Proposal is a legally binding agreement offered by the federal government that significantly reduces the amount of debt you owe to your creditors. A consumer proposal is a popular alternative to bankruptcy as it consolidates and reduces the total amount of debt you owe, stops accumulating interest charges, stops wage garnishment, stops legal action, provides relief from collection calls and allows you to keep your assets. 

At David Sklar & Associates we will help you every step of the way through the proposal process to present the best offer possible to your creditors. After your proposal is accepted by your creditors you will be asked to make monthly payments for up to 5 years, that are based on your income, expenses, assets and what you can afford to pay. The proposal is a fair solution for everyone involved. Speak to our Licensed Insolvency Trustee in Toronto first to understand all of your options.

Personal Bankruptcy – Toronto

We understand that most of the people we help never imagined they would find themselves in such a difficult financial crisis. Most of the people we work with tend to be hard-working, honest people who, often for reasons beyond their control, are simply not able to pay back their debts.

Before we recommend personal bankruptcy, we work closely with you to see if any other debt repayment options can be used as an alternative, like a Consumer Proposal. Only when we are satisfied that personal bankruptcy is in your best interest, do we recommend this process. Speak to our Licensed Insolvency Trustee in Toronto first to understand all of your options.

Debt Consolidation – Toronto

We’ve all seen the ads claiming how a debt consolidation loans can get you out of financial trouble and reduce your monthly payments. Yet, you should know there can be significant risks with this approach.

If you have missed even one payment or received a collection call, it may be too late to qualify for a bank loan. To get a debt consolidation loan from a bank, you will need a spotless credit history, steady income, equity in your home or a co-signer.

If you use the equity in your home and are unable to make the payments, you could lose your home. Frequently, people who take out debt consolidation loans don’t know about the hidden high interest fees and find themselves in even more debt than before.

Speak to our Licensed Insolvency Trustee in Toronto first to understand all of your options.

Income Tax Debt

Income Tax debt can be a difficult challenge to overcome. Our Licensed Insolvency Trustee’s in Toronto help people who are overwhelmed by their debt load and have fallen behind filing their Income Tax. We can help negotiate with Revenue Canada to accept a reduced amount on your outstanding taxes and put a stop to the interest charges and penalties.

During your free consultation we will discuss all your options and help you prepare the required documentation. This will include getting your Income Tax reporting up to date. We will then speak to CRA on your behalf and request a reduction to your unpaid taxes.

The results of filing vary from situation to situation, but our experience has been that Revenue Canada is reasonable in its handling of people looking to resolve their debts and not avoid financial responsibilities.

Student Loan Debt

Managing your Student loan debt is important. If you decide to declare bankruptcy seven/or more years after you have ceased to be a student (part/full), your student loans will be eligible for discharge.

Speak to our Licensed insolvency Trustee in Toronto to review your current financial situation they will provide you will all the options available to help get you out of debt.

Our commitment to you

At David Sklar & Associates, our team is here to help you every step of the way. We not only explain every option available to you, we also give you the tools to help rebuild your wealth. Speak to one of our licensed debt professionals today. Let us show you there is hope and a way to financial freedom! The calls will stop, the stress will disappear, and you can start focusing on your future!

Toronto Location